When you get injuries, you can file a claim to hold the liable party accountable for their actions. Mostly, they will need to pay for all the expenses you'll incur due to the accident. This may include medical expenses, income loss, pain, suffering, and so on.
However, personal injury claims aren't always straightforward. As the victim, you bear the burden of proof, which is the only way to get compensation. You have to gather evidence and know some dos and don'ts to avoid ruining your chances of getting a settlement. Here are blunders you should avoid.
Hiding Ongoing Issues
Once you get injured, you may focus on the primary injuries and ignore other upcoming health issues. After all, these are the injuries the doctor will treat after the incident, and the costs are included in the claim. But sometimes, health problems you didn't anticipate can crop up later on, and if they are linked to the incident, the liable party should offer compensation.
Unfortunately, some victims choose to suffer in silence. Failing to mention any additional medical issues on time will cause you to get minimal benefits, which means you'll struggle without financial assistance. So, mention any ongoing issues and make the necessary claim adjustments.
Failing to Hire a Lawyer
Since you'll focus on recovery after the incident, hire a lawyer to help with the claim procedure. Personal injury lawyers will shield you from the insurance company and ensure no one takes advantage of your situation. They will also investigate and gather proof to ensure you have a solid case against the defendant. Finally, they'll calculate your compensation and present the information to the liable parties.
If the defendant or their insurance company organizes a settlement meeting, the personal injury lawyer will represent you and protect your rights. They will also represent you in court if the case goes to trial.
Providing an Official Statement
One grave mistake accident victims make is to provide a recorded statement immediately after an accident. The insurance providers usually try to secure a statement fast after the incident to see if victims can mention something they can use to avoid paying the injury claim later on.
If an insurance rep tries to persuade you to provide testimony, don't do it. You'll be more likely to confuse the details, and they can twist that information to deny you a settlement. It's better to talk to your injury lawyer first so they can advise you on what to say to protect your interests. If they insist on speaking to you, refer them to your injury lawyer.
If you need help with an injury claim, reach out to a personal injury attorney in your area.